Compare SubScale and 15 other subscription tracker apps across privacy, free-plan limits, offline access, multi-currency support and expense tracking.
Compare SubScale head-to-head with top subscription tracking apps.
| What matters | SubScale | YNAB |
|---|---|---|
| Annual price — USD | US iOS Premium: $12.99/year | Website plan: $109/year, plus applicable tax |
| Works without Wi-Fi or mobile data | Core tracking and reminders work offline. Fresh rates and logos need internet. | Exact offline coverage not verified |
| Track different currencies together | See supported currencies together in your chosen currency. | One currency per spending plan; cannot combine different currencies in one plan |
| 100% local tracking records | 100% of your tracking records stored on your device. No SubScale cloud upload. | Account-based spending plans |
| Keep using it free | 10 subscriptions, trial tracking and a widget | 34-day trial; standard ongoing plan is paid |
| No signup | No SubScale account required | YNAB account required |
| See upcoming costs | Free widget and flip cards; calendar — Premium | Recurring costs tracked within a spending plan |
Prices vary by region and platform. Applicable taxes may differ.
Why choose SubScale? Choose SubScale for a permanent free plan, currencies together and US iOS Premium at $12.99 a year.
How modern trackers evaluate against data privacy, offline resilience, and hidden costs.
Complete privacy, offline tracking, and full control over your recurring costs.
| What matters to you | What SubScale gives you |
|---|---|
| Start without paying | 10 subscriptions, free trial tracking, basic reminders and widgets — Free. No ads. |
| Keep your information private | No signup. No bank connection. No personal information collected by SubScale. 100% of your tracking records are stored on your device, with no SubScale cloud upload. |
| Track more than subscriptions | Subscriptions and everyday expenses in one app. Enter and manage your own records. |
| Pay in different currencies | See supported currencies together in your chosen currency. Less mental maths. |
| Check what is coming up | Flip cards and a free home-screen widget. Week, month and year calendar views — Premium. |
| Understand and share your spending | Category insights and top spenders, plus PDF and Excel reports you can share with family — Premium. |
| Use it without internet | Core tracking, saved records and reminders work offline. Fresh exchange rates and logos need internet. |
| Switch phones on your terms | Encrypted backup code created on your phone; restore on Android or iPhone — Premium. No SubScale cloud account. Keep your backup code safe. |
| Stay in control | You choose what to track and edit. Premium adds unlimited subscriptions and management tools. |
| Affordable Premium | US iOS: $12.99/year. India: ₹999/year on iOS and Android. A permanent free plan is also available. |
Managing an entry in SubScale does not cancel the subscription with its provider. Backups are manual; keep your encrypted code to restore your records. Reports and backup codes leave your phone only when you choose to copy or share them.
Select any tracker below for an in-depth feature breakdown, pricing analysis, and privacy comparison.
Common questions about private, manual subscription tracking in 2026.
SubScale is designed specifically for offline, manual tracking without connecting your bank account. Your subscription amounts, renewal dates, and expense records are stored locally on your device rather than uploaded to an external server. You get full control over your financial tracking without sharing online banking credentials or third-party API access.
Yes. SubScale offers a free plan that lets you track up to 10 combined subscriptions and expenses with zero account registration or bank login. It includes free-trial tracking, a Home Screen widget, and multi-currency support while keeping your financial records completely private on your phone.
You can track subscriptions manually using a local-first app like SubScale. Instead of scanning your bank feed via aggregators like Plaid, you enter the recurring services and amounts you want to monitor. This prevents unexpected charges and renewal surprises while keeping your banking data completely isolated from third-party servers.
If you want the renewal reminders and trial tracking of mainstream tools without automatic bank scraping, SubScale provides a private alternative. Unlike cloud-based finance apps that store your financial history on their servers, SubScale operates locally on your iOS or Android device, requiring no signup, email address, or bank connection.
Yes. SubScale's core features—including entry management, renewal calculations, flip-card summaries, and notifications—work entirely offline. An internet connection is only used occasionally to fetch optional service logos or refresh currency exchange rates.
SubScale uses an encrypted backup and migration code rather than continuous cloud sync. You export a secure migration code from your existing device and import it on your new iPhone or Android device, moving your records directly between platforms without exposing your unencrypted data to the cloud.
Track 10 subscriptions free, with free trial tracking, widgets and no ads.Want the full toolkit? Try Premium free for 3 months with SUBSCALE26.
