SubScale vs Finny
Track subscriptions and expenses with on-device privacy, full Android & iOS parity, zero cloud upload, and no bank linking.
Feature Comparison Table
SubScale vs Finny
| What matters | SubScale | Finny |
|---|---|---|
| Annual price | $12.99/year (India: ₹999/year) or free tier | Free manual tier; paid monthly/yearly Pro for cloud sync & AI |
| Platform support | Full iOS & Android parity | Heavily iOS-focused |
| Data storage | 100% on-device local database (no cloud upload) | Local on free; cloud server sync on Pro |
| Bank connection | No bank login required | No bank login required |
| Dual tracking | Unified subscriptions and everyday expenses in one dashboard | Primarily expense rules and recurring payment triggers |
| Export options | Ready-to-share PDF and Excel reports | Standard CSV export |
| Offline reliability | Full offline functionality | Core offline, features require cloud on Pro |
Prices vary by region and platform. Applicable taxes may differ.
Why choose SubScale? Choose SubScale for true 100% on-device local storage, cross-platform Android and iOS parity, and unified subscription plus daily expense tracking without cloud server sync.
What you get with SubScale
Complete privacy, offline tracking, and full control over your recurring costs.
| What matters to you | What SubScale gives you |
|---|---|
| Start without paying | 10 subscriptions, free trial tracking, basic reminders and widgets — Free. No ads. |
| Keep your information private | No signup. No bank connection. No personal information collected by SubScale. 100% of your tracking records are stored on your device, with no SubScale cloud upload. |
| Track more than subscriptions | Subscriptions and everyday expenses in one app. Enter and manage your own records. |
| Pay in different currencies | See supported currencies together in your chosen currency. Less mental maths. |
| Check what is coming up | Flip cards and a free home-screen widget. Week, month and year calendar views — Premium. |
| Understand and share your spending | Category insights and top spenders, plus PDF and Excel reports you can share with family — Premium. |
| Use it without internet | Core tracking, saved records and reminders work offline. Fresh exchange rates and logos need internet. |
| Switch phones on your terms | Encrypted backup code created on your phone; restore on Android or iPhone — Premium. No SubScale cloud account. Keep your backup code safe. |
| Stay in control | You choose what to track and edit. Premium adds unlimited subscriptions and management tools. |
| Affordable Premium | US iOS: $12.99/year. India: ₹999/year on iOS and Android. A permanent free plan is also available. |
Managing an entry in SubScale does not cancel the subscription with its provider. Backups are manual; keep your encrypted code to restore your records. Reports and backup codes leave your phone only when you choose to copy or share them.
Start with SubScale. Keep your spending under your control.
Track 10 subscriptions free, with free trial tracking, widgets and no ads.Want the full toolkit? Try Premium free for 3 months with SUBSCALE26.
Sources & Verification
Reviewed on 15 October 2026 from official competitor listings and documentation.
- Finny App Store listing
- SubScale facts verified from official release assets, owner confirmations, and the official App Store listing.
Disclaimer: Third-party features, terms, and pricing are subject to change by their respective providers. SubScale provides manual on-device subscription and expense tracking.